Fintech Solutions
Proven fintech foundations, ready to scale as your own
At Zerocode we design and deliver digital financial solutions for banks, fintechs and enterprises. Our three core platforms are already built, battle-tested and available as white-label / SaaS — so you launch faster, with less risk and full ability to customize and scale.
Banking App
A full banking app, not just a wallet
A deep, institution-grade banking application for banks and financial entities to manage products and operations from a unified digital experience. Unlike a basic wallet, this solution covers the full lifecycle of banking products and customer money movement.
13 screens • ordered 1 → 13
Products & balances
- Credit management and credit line pages
- Creation and management of savings lines
- Investment lines and, in Colombia, CDT products
- Deposit, withdrawal and balance management
- Balance evolution and tracking
- Application of interest on savings with daily or monthly configuration
Enterprise & operations
- Multiple payment methods
- Enterprise portal with agreement management
- Payroll payment from the enterprise portal
- End-to-end management of financial products
Virtual Wallet
Launch your own branded wallet, fast
A white-label wallet already built and ready to adapt to your brand and business model. Users can operate money end-to-end while you expose the wallet via API to integrate with external systems.
8 screens • ordered 1 → 8
User capabilities
- Deposit and withdraw money
- Transfer money between users and via bank transfers
- Buy and hold crypto inside the wallet
- Check movement history, manage profile and balance
- In Argentina: CBU, CVU, Alias and other local transfer mechanisms per integration
- Expose the wallet via API for external management
Technology & delivery
- Built with React Native and Supabase
- KYC integrated via Truora / Truework (as implemented)
- Web version available
- Publication-ready for Apple App Store and Google Play
Banking Core
Infrastructure and operating platform for scale
A broader financial infrastructure platform that combines a banking core with a multipurpose fintech operating layer — covering accounts, approvals, collections, and compliance in one place.
6 screens • ordered 1 → 6
Core Bancario
- Bank accounts with multiple accounts per user
- Savings and investment accounts, credits and financial products
- Financial operations and enterprise portal with payroll from companies
- Roles and authorization levels — users who view vs. approve operations
- OTP mechanisms, security controls and approval flows
Plataforma Fintech Multipropósito
- Service payments, account management and multiple sub-accounts with independent balance control
- Mass generation of payment links and massive collections — e.g., consortia collecting from tenants, schools collecting from students
- Application of taxes and commissions, financial and operational reports
- Alerts, blocks and rules based on transactional behavior
- Detection of operations exceeding expected parameters and controls for potentially suspicious operations
Compliance & KYC
- KYC, identity validation and user verification
- Compliance controls and verification associated with potentially sought or restricted persons
- Existing KYC mechanism presented as part of the solution capabilities, without inventing additional integrations
Bring your fintech to market without starting from scratch
Leverage proven infrastructure, reuse what is already built and customize the last mile to your brand, regulation and operating model. From wallet to full bank-grade platform, Zerocode accompanies you from adaptation to launch.
Talk to our fintech team